Basic insurance coverage

Body Injuries:

This coverage is required in several states. It offers coverage for a variety of injuries you cause to someone else.

Property damage:

This is another type of coverage required in several states. Covers any damage you cause to someone else's property.

Collision coverage:

Collision is usually an optional coverage that covers damage to your car resulting from a collision. If you have a lender you may need to have this coverage.

Comprehensive coverage:

This coverage will protect you in case of damage to your expensive due to a collision. This includes burglary, fire and vandalism. If you have a lender you may need to have this coverage.

Coverage of uninsured motorist:

This coverage protects you if you are injured in a collision with a driver without insurance or insufficient insurance.

Coverage of reimbursement for renting a vehicle:

This optional coverage covers the rental cost of a vehicle while yours is being repaired under repairs covered by your policy
Trailer:
This covers necessary and reasonable towing and the cost is subject to terms of the policy.