Car Insurance

The mobile fleet in the United States ages at an alarming rate, already reaching an average of 14 years of age. At nine years old and exceeding 150,000 kilometers, it is considered that a vehicle is old and that the repairs that it requires for its correct operation will be unprofitable. However, our cars continue to turn out to be years old and are becoming more polluting and inefficient. The future is not anything to look forward to: it seems that by 2018, the average age of vehicles in the United States will be 15 years. Over the years, the dangers increase and the risk of mortality in the event of an accident increases. Some manufacturers assure that the distribution belts of their engines do not need any repairs, as they are designed to withstand over the life of the vehicle, which they estimate to be about 210,000 kilometers. Nine years: the life of a car If the car has not exceeded three years and is below 40,000 kilometers, it is still considered new. During this period, ...

The choice of the insurance of our vehicle must be done in a studied way and responding to several criteria to avoid paying more of the account. However, when deciding sometimes false beliefs are imposed that can confuse us when we analyze which policy suits us. For example, you've probably heard that having a red or yellow car raises the price of your car insurance, or that women pay cheaper policies. To get rid of these urban legends and avoid getting caught up with the lies that may appear in the world of insurers, we dismantled the most widespread myths regarding car insurance. Insurance lasts 12 months plus one This widespread myth is one of the most costly of us. It must be clear that when we take out car insurance we do it for a period of one year. It is true that at 12 months is added one known as the one of grace and many drivers confuse it with a gift from their insurer. Beware, because the month of grace is only the period that the company leaves its clients to r...

Body Injuries: This coverage is required in several states. It offers coverage for a variety of injuries you cause to someone else. Property damage: This is another type of coverage required in several states. Covers any damage you cause to someone else's property. Collision coverage: Collision is usually an optional coverage that covers damage to your car resulting from a collision. If you have a lender you may need to have this coverage. Comprehensive coverage: This coverage will protect you in case of damage to your expensive due to a collision. This includes burglary, fire and vandalism. If you have a lender you may need to have this coverage. Coverage of uninsured motorist: This coverage protects you if you are injured in a collision with a driver without insurance or insufficient insurance. Coverage of reimbursement for renting a vehicle: This optional coverage covers the rental cost of a vehicle while yours is being repaired under repairs covered by your pol...

This insurance is intended to protect the car owned by the insured against risks such as: collision, total theft, injuries to occupants and damages to third parties in their person and their property in case of vehicular accidents. Usually these insurance are handled by packages, which include different coverages that will be contracted at the client's will, such as: Total theft of the car.- Protects it in case of total theft of the vehicle. Civil Responsibility .- Covers the liability that may be incurred by the owner or any person who, with his authorization, uses the vehicle for material damages caused to third parties in their property, personal injury or death to third parties and compensation for moral damages that are legally determined . Also covered are the expenses that the insured had to pay in the event of a civil trial against him for civil liability. Medical expenses .- Provide for the payment of medical expenses for bodily injuries of the insured or the othe...